Utica First is an industry leader in providing unique, cost effective commercial insurance products for small and medium sized businesses.
The foundation of many of our 'niche' products is the Utica First Businessowners Policy (BOP). It provides a bundled 'package' of the most needed insurance coverages (Property, Liability, Loss of Income, Equipment Breakdown, and many others) in one policy that can suit the needs of thousands of smaller businesses. Dozens of business classifications are eligible.
In addition, Utica First has developed a number of special 'niche' programs to satisfy the specific needs of certain businesses, such as:
Artisan Contractors
With over 25 years' experience Utica First's Artisan Contractors Policy is a proven winner.
Owning rental property poses unique challenges for the property owner. Our Businessowner policy can also provide protection if your buildings are damaged and can replace rental income if the property cannot be occupied during repairs.
Many companies insure office risks, but only Utica First builds in Employment Practices Liability, Data Compromise and Identity Theft for Owners coverage for FREE.