Nobody knows your business like you do, and nobody knows insurance like we do. Be prepared for the unexpected with Utica First. That's our policy.
Some of our most popular contracting classes are:
- Carpentry
- Drywall
- Painting
- Residential Electrician
- Residential Plumbing
- Cabinet Makers / Installers
- Landscaping
- Masonry
- Heating and Air Conditioning
And many more! Please contact your local independent insurance agent to learn about all classes offered by Utica First.
Coverage Highlights
General Liability
General Liability insurance helps protect your contracting business in the event that bodily injury, property damage, or personal and advertising injury occur as a result of the business' operations.
Commercial Property
Helps protect the place where you do business and the things you use to conduct business.
Business Income
Helps cover the loss of income when you can't run your business because of a covered property loss.
Tools & Equipment
The tools and equipment you use as a contractor are vital to your business. We offer a range of coverage options to help pay for the replacement or repair of your tools or equipment if they are damaged or stolen.
Optional Coverages
- Blanket Additional Insured
- Scheduled or Blanket Equipment Coverage
- Property of Others
- Installation Floater
- Money & Securities
Bundled Coverages
Our Toolbox and Toolchest "package" endorsements offer many of these valuable coverages all rolled into one – at a discounted price.