Your Association likely provides some coverage, such as coverage for common areas and the exterior of the building, but you need to protect what's inside your unit. That is where Utica First comes in.
Take a look at the coverages offered:
Dwelling, Additions and Alterations coverage
Coverage to repair or rebuild the interior of your unit, for example, your cabinets, flooring, and walls.
Personal Property Coverage
Coverage for your belongings, such as furniture, electronics, clothes, and more.
Loss of Use Coverage
Coverage to help pay those additional living expenses that are incurred if you're unable to live in your condo while it's being repaired/restored after a covered loss.
Liability Coverage
Coverage for bodily injury or property damage that you are legally responsible for.
Optional Coverages:
Loss Assessment Coverage
If the damage to commonly owned property exceeds a certain threshold, this coverage will provide protection if the association assesses you for the additional amount.
Scheduled or Blanket Jewelry
Coverage offered for the damage or loss of your jewelry items.
Home Based Business
Coverage for your property and liability exposures of a small business that is conducted in your unit.
Bundled Coverages
We have multiple "package" endorsements that offer many valuable coverages all rolled into one – at a discounted price.
Free Service:
Identity Theft Resolution and Document Recovery
We have partnered with Cyberscout to provide free comprehensive expert resolution services for your peace of mind.
Discounts Available:
- Central Station Alarm Credits
- Higher Deductible Credits
