Keeping Customers Cool: Utica First Artisan Policy Mitigates HVAC Contractors' Business Risks
It’s July and summer is in full swing—flowers blooming and temperatures rising. What also rises this time of year is the demand for HVAC contractors as people want to stay cool. This increase in demand can also increase their business risk as well. A Utica First Artisan HVAC Policy can mitigate these risks so contractors can operate their businesses with peace of mind.
HVAC contractors invest in tools, equipment, and crews in order to run a successful business. What is sometimes overlooked is investing in coverage to protect the business against risks inherent in the industry.
Why Manage Risk
Some HVAC contractors may dismiss the need for coverage and assume managing business risk is for larger companies. This is a misconception. In actuality, small companies need coverage more than their larger counterparts as large companies are more likely to have the financial resources to weather unexpected mishaps much better than small ones. A Utica First HVAC contractor policy can provide contractors the coverage they need to protect their financial investments and provide peace of mind knowing that should something happen, Utica First has them covered.
What Comes Standard
- Utica First’s HVAC coverage has standard protections that include general liability—protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occurs.
Options to Tailor Coverage
- Commercial Property—protects the place where business is conducted and the things used to conduct business
- Business Income—covers the loss of income when the business cannot run because of a covered property loss
- Tools and Equipment—covers vital tools and equipment that are stolen or damaged
HVAC business owners have to focus on many moving parts associated with their businesses. Having the proper protection gives them one less thing to think about and the peace of mind that, should the unexpected occur, their businesses and the people who depend on them for their livelihood—staff and crew—are covered.
Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan HVAC contractors in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best coverage for them. #KeepingInsuranceSimple
