Contractors Protect HVAC Units and Pools from Harsh Winters; Utica First Protects Contractors with Its Artisan Contractor Policy
Fall is upon us and is a time of transition from warm to chilly, crisp temperatures. Crisp temperatures are a reminder that harsh winter weather isn’t too far away. This is the time business owners and homeowners start thinking about winterizing their pools and HVAC units, which is an important step in extending their useful life. It’s also a great time to prepare HVAC units for the changeover to heating.
Demand for artisan contractors who specialize in these areas will increase and with it, so will the risks inherent in the industry that they face. This is an ideal time for HVAC and pool contractors to ensure they’re protected from these risks.
Risks to Mitigate
HVAC and pool contractors face many risks inherent in the industry that include:
- Safety Risks—accidents and injuries
- Liability Risks—property damage, lawsuits
- Financial Risks—unexpected costs, especially from a mishap
- Theft Risks—tools and equipment
Business Investment Protection
HVAC and pool contractors invest in tools, equipment, and employees in order to run a successful business. What is sometimes overlooked is investing in coverage to protect the business against these risks. Some HVAC contractor business owners may dismiss the need for coverage, wrongly assuming managing business risk is for big companies. This could not be further from the truth. In actuality, small companies need coverage more than their larger counterparts as large companies are more likely to have the financial resources to weather unexpected mishaps much better than small ones.
A Utica First artisan HVAC or pool contractor policy can provide small business owners the coverage they need to protect their financial investments and provide relief from worry knowing that should something happen, Utica First has them covered.
What Comes Standard
Utica First’s HVAC coverage has standard protections that include general liability (bodily injury, property damage, and personal and advertising injury).
Options to Tailor Coverage
Optional coverages available include commercial property (the place where business is conducted), business income (loss of income when business cannot be conducted), and tools and equipment (tools and equipment used to operate the business). They can be bundled into an affordable Toolbox or Toolchest package that makes sense to each HVAC business owner’s operation, such as blanket equipment coverage and coverage for the property of others, among others.
Utica First is known for its long-standing commitment to responsive and convenient customer service. We offer convenient credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan HVAC or pool contractors in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, visit www.uticafirst.com to learn more about how you and your team can build the best coverage for them. #KeepingInsuranceSimple
