Office Business Owners Protect Against Unexpected Events with Unbeatable Office PAK Coverage from Utica First
Whether it be a doctor’s office, a dentist’s office, or an accountant’s office, small office business owners have a lot on their minds managing the many moving parts of their businesses. More than likely, their top focus is on building and growing successful businesses. Worrying about unexpected events—workplace injuries, property damage, or business interruptions—that could set the business back financially should not be a distraction or a burden on their shoulders.
Utica First can shoulder this burden for them through its Office PAK business owner policy (BOP).
Office PAK
Our Office PAK is the only BOP on the market to go above and beyond the standard offerings. Our standard coverage and additional coverages (no additional charge) include:
Standard Coverages
- Business property insurance—Helps protect the physical location that the business owns or leases as well as property such as fixtures, equipment, and inventory.
- General liability insurance—Helps protect the business from the financial costs of property damage, bodily injury, and personal and advertising injury claims made against the business.
- Business income insurance—Helps replace lost income if business cannot be conducted due to a covered loss like a fire.
Additional Critical Protections
In addition to standard coverages, we built in the following critical protections at no additional charge to business owners:
- Employment Practices Liability (EPLI): Coverage up to $100,000 for claims such as employee wrongful termination, sexual harassment, or discrimination
- Data Compromise: Coverage up to $25,000 for expense reimbursement due to misuse or loss of employee or company records
- Identity Theft for Office Executives: Coverage up to $15,000 for fraudulent use of executive’s financial or personal records
Commercial Umbrella Policy
In today’s litigious climate, business owners need increased liability protection, and Utica First is here to make that easy for them. Our commercial umbrella policy provides flexible options to provide BOP customers with the coverage they need—the comprehensive protection of a commercial umbrella.
Utica First can provide an umbrella policy up to $5,000,000 (in one-million-dollar increments).
Learn More
Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have small office (professional services) clients in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about Office PAK and Umbrella policies.
