Our UFirstNow system will be down for maintenance on Saturday, 04/19/2025 and Saturday 04/26/2025

Utica First will be closed on 4/18/2025 for the holiday.

Our UFirstNow system will be down for maintenance on Saturday, 04/19/2025 and Saturday 04/26/2025

Utica First will be closed on 4/18/2025 for the holiday.

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Utica First Insurance Company

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Winter’s Gone, Now It’s Time for Lawns—Landscape Contractors Expect the Unexpected Worry-Free with a Utica First Artisan Policy

Now that winter’s gone, landscape contractors are turning their attention to lawns. Spring is here and one of the busiest times of the year for landscape contractors. Before digging into clearing leftover winter debris, mulching, planting, or edging flower beds, it’s essential these contractors protect their businesses with a Utica First artisan contractor policy for landscapers.

Our artisan policies are trusted by over 40,000 contractors and enable landscapers to focus on what they do best—worry-free. We will focus on what we do best—providing landscape contractors protection from the hazards they face each day, including property damage, equipment theft or damage, and accidents that can occur unexpectedly. Without this protection, landscapers may not weather unexpected accidents financially—risking the long-term well-being of their businesses.

Artisan Contractor Policy Standard Coverage

Utica First’s artisan contractor coverage for landscape contractors has standard protections that include:

  • General Liability—protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occurs.

Ways to Tailor Coverage

  • Commercial Property—protects the place where business is conducted and the things used to conduct business
  • Business Income—covers the loss of income when the business cannot run because of a covered property loss
  • Tools and Equipment—covers vital tools and equipment that are stolen or damaged

Ways to Enhance Coverage Further

  • Toolbox/Toolchest
    • Landscape contractors can also enhance their coverage by tailoring their standard policy with one of these add-on Exclusive Toolbox or Toolchest endorsements:

  • Commercial Umbrella Policy
    • In today’s litigious climate, business owners need increased liability protection, and Utica First is here to make that easy for them. Our commercial umbrella policy provides flexible options to provide customers with the coverage they need—the comprehensive protection of a commercial umbrella.
    • Utica First can provide an umbrella policy up to $5,000,000 (in one-million-dollar increments).

Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions.

If you have landscape contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan landscape contractor coverage for your customers. #KeepingInsuranceSimple ###

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