Fresh Flowers and Fresh Cuts—This Spring, Barbershop Owners Can Cut with Confidence with a Utica First BOP
Barbershops see a seasonal uptick in business in the spring. From proms and graduations to vacations and weddings, people look to barbers for a fresh new cut or style. To prepare for this uptick, barbershop owners should ensure their businesses are protected from unexpected mishaps with a Utica First business owner policy (BOP).
Utica First has offered its unique BOP to barbershops of all types—one or multi-chair operations and traditional, modern, luxury, or specialty shops—over the last two decades.
Protecting the Business
Having the right coverage should be treated as an investment to protect the business, all its stakeholders, and all its assets. Proactively protecting the business allows barbershop owners to focus on their expertise—haircuts, styling, and grooming services, such as shaving and trimming beards—and focusing on customers who come in not just for the service, but also for the social aspect of community conversations. We will focus on our expertise—providing business protection—giving owners the confidence that if an unexpected mishap occurs, we’ve got them covered.
Barbershops that are not protected or don’t have enough coverage are exposed to financial losses that they may not be able to recover from. Utica First understands the commonplace, inherent risks barbershop owners face each day, which include slips and falls, cuts, and reactions to various products used. Having proper coverage with our BOP will mitigate these risks.
What Comes Standard
- Business Property Insurance—Helps protect the physical location that the business owns or leases, as well as property such as tools, equipment, and inventory.
- General Liability Insurance—Helps protect the business from the financial costs of property damage, bodily injury, and personal and advertising injury claims made against the business.
- Business Income Insurance—Helps replace lost income when the business is unable to conduct business due to a covered loss, like a theft or fire.
Ways to Tailor Coverage
- Miscellaneous Professional Liability—Not just for doctors and dentists anymore! Many businesses have professional exposures that go beyond a general liability policy.
- Employment Practices Liability—This coverage provides protection for lawsuits due to wrongful terminations, sexual harassment, discrimination, and other employee issues.
- Cyber Liability—Protecting customer data is important to ensure they keep coming back.
Our Commitment to You
Utica First is known for its long-standing commitment to treating its agents/brokers as partners and helping them anticipate policyholder needs and expectations, like offering both credit card and eCheck payments, and always being available to help you handle questions.
Learn More
If you have barbershops in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best business owner coverage for them. #UticaFirst #KeepingInsuranceSimple #SmallBusinessInsurance #ContractorInsurance #ProtectYourBusiness
