How a Utica First BOP Can Help Keep Beans Brewing
The Utica First Food Service Business Owner’s Program (BOP) continues to be in high demand! We listen to you, our agents, and brokers to understand policyholders’ business environments, risks, and goals to help them get the coverage that’s right for their businesses.
We specialize in writing a wide variety of food service businesses, including cafés. Cafés have a long-storied history in the world, going back centuries and becoming commonplace in the U.S. in the late 19th century. Today, there are approximately 42,000 cafés nationwide serving a variety of specialty beverages and mouthwatering tapas, and are sought-after social hangouts, workspaces, and entertainment hotspots.
Importance of BOP Coverage
Food service establishments like cafés face many risks each day simply by being open to the public, including slips, falls, burns from hot beverages, and foodborne illnesses. Other risks include costly equipment breakdowns, food spoilage, fires, and theft. One unexpected incident without insurance can be financially devastating. Coverage helps café business owners manage these risks with peace of mind and keep the business financially stable for those who depend on it—staff, suppliers, and customers.
Standard Coverage
Coverage Options
Utica First’s APPETIZER endorsement options provide café owners with a terrific “bundle” of coverages at prices more reasonable than including them separately:
We’re Committed to You
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agents and broker partners. The Utica First team is known for our character and integrity, going above and beyond to support you and our policyholders. If you have café clients in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about our BOP.
