Plumbing Contractors Rely on a Utica First Artisan Policy When Something Goes Wrong
Plumbers are often called out in emergency situations when a home or business has a plumbing-related emergency. These highly skilled individuals help protect us from dangerous diseases and molds that can result from water damage, sewage exposure, and other plumbing-related failures. Small plumbing contractors provide many services that include repairing leaky pipes, faucets, and toilets, installing water heaters and pipes, and removing clogs from drains. Like many professions, plumbers are not thought of until something goes wrong. In fact, it is estimated that between 30%–50% percent of their business comes from emergency situations. In the winter months, frozen and burst pipes typically drive the majority of these plumbing calls.
Mitigating Business Risk
The plumbing industry faces substantial risks inherent in the business, which include jobsite accidents, workplace injuries, property damage, and damage to tools and equipment. Winter is a busy season and often considered riskier because of concerns for frozen pipes, burst pipes, water damage, and more. Small plumbing contractors can mitigate these risks with proper insurance coverage to ensure business continuity should something go wrong. A Utica First artisan contractor policy for plumbers can help.
Artisan Program Coverage
Just as plumbers respond to client emergencies, Utica First can respond to plumbers’ emergencies in the event something goes wrong and they are faced with a claim.
Standard Coverage Highlights
- General Liability—protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occurs
Optional Tailored Coverages
- Commercial Property—protects the place where business is conducted and the things used to conduct business
- Business Income—covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment—covers vital tools and equipment that are stolen or damaged
- Tool Box or Tool Chest—exclusive endorsements for a great deal on bundled coverages
Commercial Umbrella Policy—for additional risk management
In today’s litigious climate, business owners need enhanced liability protection, and Utica First is here to make that easy. Our commercial umbrella policy provides flexible options to provide policyholders with the coverage they need—the comprehensive protection of a commercial umbrella.
Utica First can provide an umbrella policy up to $5 million (in $1 million increments).
Our Commitment to You
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agent and broker partners. The Utica First team prides itself on our character and integrity, and is known for going above and beyond for our agent and broker partners. We are here to make your life easier by supporting your customers and your overall success.
Learn More
If you have small artisan plumbing contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #PuttingYouFirst
