Every Day Is A Good Hair Day For Barbers Backed By A Utica First BOP
Barbershops are busy year-round and especially so in the spring. From proms and graduations to vacations and weddings, people look to barbers for a fresh new look. To prepare for this uptick in business, barbershop owners should ensure their businesses are protected from unexpected mishaps with a Utica First business owner policy (BOP).
Utica First has been offering its unique BOP to barbershops of all types—one or multi-chair operations and traditional, modern, luxury, or specialty shops—over the last two decades.
Protecting Barbershops
Having the right coverage should be treated as an investment to protect the business, its stakeholders, and its assets. Proactively protecting the business allows barbershop owners to focus on their expertise—haircuts, styling, and grooming services, such as shaving and trimming beards—and on customers who come in not just for the service alone, but also for the social aspect of community conversations. Utica First will focus on our expertise—providing business protection, giving owners the confidence that if an unexpected mishap occurs, we’ve got them covered.
Underinsured or uninsured barbershop owners leave themselves exposed to financial losses that they may not be able to recover from. Utica First understands the inherent risks barbershop owners face each day. From adverse reactions to haircare products and other chemicals to mishaps with razors or trimmers, having proper coverage with a Utica First BOP will mitigate these risks.
What Comes Standard
- Business Property Insurance—Helps protect the physical location that the business owns or leases, as well as property such as tools, equipment, and inventory.
- General Liability Insurance—Helps protect the business from the financial costs of property damage, bodily injury, and personal and advertising injury claims made against the business.
- Business Income Insurance—Helps replace lost income when the business is unable to conduct business due to a covered loss, like a theft or fire.
Ways to Tailor Coverage
- Beauty, Barber, Nail Salons—our BOP allows owners to tailor coverage for their individual needs. Our Stylizer is a great way to bundle coverage that will include $1M for Beauty, Barber, or Manicurist Professional Liability. We give owners the ability to help protect their businesses with EPLI and Cyber coverage.
Our Commitment to You
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agent and broker partners. The Utica First team prides itself on our character and integrity, and is known for going above and beyond to help make your life easier by supporting your customers and your overall success.
Learn More
If you have barbershop customers in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about our coverage options for them. #UticaFirst #PuttingYouFirst
