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Utica First Insurance Company

Health Food Store Owners Safeguard their Businesses

What started as natural food stores dating back to the mid 1800s have turned into retail health food stores. This industry has seen tremendous growth, with over 100K stores that have taken on many forms. From traditional independent standalone shops to organic grocery stores, specialty grocers, hybrid stores, and natural food sections in large supermarkets, these stores specialize in organic food, supplements, natural products, and more.

Like any food store owner, retail health food store owners are very busy—from stocking shelves and managing inventory and supplier/vendor relationships to helping customers find the right products and overseeing employees—and their time is valuable. Owners need to be focused on their operation and not worried about unexpected claims that could disrupt their businesses. That’s where Utica First comes in to take the worry away with a business owners policy (BOP).

Utica First BOP to Safeguard the Business

Utica First can shoulder the worry about unexpected claims, such as workplace injuries, property damage, or business interruptions, for these store owners. Our business owner policy (BOP) can provide worry-free protection against financial losses that could be difficult for small retailers to recover from. It also provides protection for staff and customers who have come to rely on them.

Standard and Optional Coverages

Umbrella Program

Utica First’s umbrella policy provides flexible options to provide BOP customers with the coverage they need, especially in today’s litigious climate—the comprehensive protection of a commercial umbrella.

Utica First can provide an umbrella policy up to $5,000,000 (in million-dollar increments).

Why Utica First

At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agents and broker partners. We are known for our character and integrity, going above and beyond for our agents and broker partners and are here to make your life easier, support your customers and your overall success.

How to Learn More

If you have health food store customers in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best business owner coverage for them. #UticaFirst #PuttingYouFirst #SmallBusinessInsurance

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