Utica First has been insuring homes and personal belongings of customers in the Northeast for over 100 years.
Our policies can cover a wide range of home types and we offer coverage options to suit almost any type of customer.
Our policies can cover a wide range of home types and we offer coverage options to suit almost any type of customer.
Coverage to repair or rebuild your home.
Coverage to repair or replace an outbuilding on your property, such as a shed or detached garage.
Coverage for your belongings, such as furniture, electronics, clothes, and more.
Coverage for bodily injury or property damage that you are legally responsible for.
Coverage to help pay additional living expenses that are incurred if you are unable to live in your home while it is being repaired/restored after a covered loss.
Coverage for mechanical, electrical, and pressure systems breakdown, which are typically excluded or limited in a standard homeowner policy.
Coverage for underground piping or wiring that provides electrical power, heating, natural gas, waste disposal, or water to their homes.
Coverage offered for the damage or loss of your jewelry items.
Coverage for your property and liability exposures of a small business that is conducted in your home.
We have multiple "package" endorsements that offer many valuable coverages all rolled into one – at a discounted price.
Coverage for your watercraft, motor, and trailer/accessories.
Water damage from a burst or frozen pipe can be expensive to fix. We can help protect your home and offer you the peace of mind you deserve.
Coverage to repair or rebuild the home.
Coverage to repair or replace an outbuilding on the property, such as a shed or detached garage.
Coverage for your property in the rental dwelling, typically landlord furnishings.
Coverage to help pay for lost rental income while the home is being repaired/restored after a covered loss.
Coverage for bodily injury or property damage that you are legally responsible for.
If the standard limit of coverage is not enough, more coverage can be added to cover this loss of income.
If the standard limit of coverage is not enough, more coverage can be added to cover the additional structure.
Provides coverage for the dwelling in the event of an earthquake.
In today's world, now more than ever, an umbrella policy can help protect you from lawsuits that result in large jury awards and extra expense.
Coverage to repair or rebuild the interior of your unit, for example, your cabinets, flooring, and walls.
Coverage for your belongings, such as furniture, electronics, clothes, and more.
Coverage to help pay those additional living expenses that are incurred if you're unable to live in your condo while it's being repaired/restored after a covered loss.
Coverage for bodily injury or property damage that you are legally responsible for.
If the damage to commonly owned property exceeds a certain threshold, this coverage will provide protection if the association assesses you for the additional amount.
Coverage offered for the damage or loss of your jewelry items.
Coverage for your property and liability exposures of a small business that is conducted in your unit.
We have multiple "package" endorsements that offer many valuable coverages all rolled into one – at a discounted price.
We have partnered with Cyberscout to provide free comprehensive expert resolution services for your peace of mind.
Coverage for your belongings, such as furniture, electronics, clothes, and more.
Coverage to help pay those additional living expenses that are incurred if you're unable to live in your residence while it's being repaired/restored after a covered loss.
Coverage for bodily injury or property damage that you are legally responsible for.
Coverage offered for the damage or loss of your jewelry items.
Coverage for your property and liability exposures of a small business that is conducted in your place.
We have multiple "package" endorsements that offer many valuable coverages all rolled into one – at a discounted price.
We have partnered with Cyberscout to provide free comprehensive expert resolution services for your peace of mind.
