Putting Policyholders First Is Why More Than 40,000 Small Contractors Entrust Their Businesses to Utica First
March ushers in spring and spring brings with it a very busy time for small painting contractors. They are in peak demand as many homeowners and small business owners pursue projects that were on hold over winter.
Approximately 179,000 small painting contractors operate in the U.S. They focus on interior, exterior, and custom paint jobs in homes, small business offices, retail shops, and restaurants. Demand will peak as homeowners and small business owners alike contract with them to spruce up for summer and make repairs from winter damage.
Essential Insurance Coverage
As small painting contractors prepare for the uptick in business, it is essential they have the proper coverage to protect their businesses. Risks inherent in the industry—property damage or damage to tools and equipment—can be mitigated with safety training and following best practices. However, risks cannot be mitigated away completely. What-ifs still happen. When they do, it’s important for small contractors to understand the impacts of insufficient or lack of coverage on their businesses—impacts that can expose them to financial losses from which they may not recover.
At Utica First, we understand this and our artisan painting contractor coverage is the solution that over 40,000 contractors have come to rely on.
Coverage Highlights
Standard Coverage
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Tailored Coverage
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
Why Small Contractors Entrust Their Businesses with Utica First
At Utica First, we know that when it comes to small contractor businesses, one size does not fit all. We listen to understand their needs and tailor the best possible insurance solutions based on their unique challenges and business goals. Some of our solutions include:
- Excellent base coverages at a very reasonable cost
- Exclusive TOOLBOX and TOOLCHEST endorsements where groups of extra coverage can be bundled for an affordable price
- Many other optional endorsements so coverage can be customized
- More than 25 years of refining and enhancing our artisan contractor policy
- No audits! Plus, we rate a policy by number of employees (we allow up to 10)
- Writing new ventures
- Several installment plans that allow payments by EFT or credit card
Putting Small Contractors First
Utica First is known for its long-standing commitment to treating its agents/brokers as partners and helping them meet policyholder needs and expectations, like offering both credit card and eCheck payments, and always being available to help you handle questions.
How to Learn More
If you have artisan contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #KeepingInsuranceSimple #SmallBusinessInsurance #ContractorInsurance #ProtectYourBusiness
